Your Home For A Loan
Expert Guidance, Competitive Rates, and Personalized Solutions for Every Homebuyer
Why OnPoint?
Mortgage Financing Options
Whether you're buying your first home, refinancing, or investing, OnPoint Mortgage offers a wide range of loan solutions tailored to your financial goals. We make it easy to find the right fit fast, simple, and stress free.
Guidance from Start to Finish
From pre-approval to closing day, you're never on your own. Our team offers expert guidance every step of the way, making sure you feel confident and informed throughout the mortgage process.
Support Beyond Closing
Our service doesn’t end at closing. We’re here to help you manage your mortgage, explore refinancing, or plan for future real estate goals whenever you need us.
Loan Options
Conventional Loan
Flexible loan options with competitive rates for various borrowers.
FHA Mortgage
Ideal for first-time buyers with lower credit and down payment requirements.
VA Mortgage
Exclusive loan benefits for eligible veterans, active-duty service members, and spouses.
Jumbo Loan
Financing for high-value homes that exceed standard loan limits
NON-QM Loan
Customized loan solutions for self-employed and non-traditional borrowers.
HELOCs Loan
Access home equity for future expenses with a flexible line of credit.
See how much you can save every month
Switch to our all-in-one platform and see the savings soar.
Mortgage Calculator
Monthly Mortgage Payment
Cash Out Refinancing
Designed for homeowners who want to leverage their home’s equity to fund major expenses, such as home improvements, debt consolidation, or investments. This program allows borrowers to take out a new loan for more than they owe and receive the difference in cash.
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No Cash Out Refinance
Ideal for homeowners looking to lower their interest rates or monthly payments without accessing additional equity. This option helps borrowers maintain financial stability while improving loan terms.
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Investment Properties
Designed for individuals looking to finance rental properties or expand their real estate portfolio. These loans provide competitive financing for income-producing properties, helping investors build wealth through real estate.
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Construction Loans
Whether you're building from the ground up or planning a major construction project, we provide flexible financing solutions to support your vision. Our Construction Loans offer short-term funding to cover building costs, while our Construction Permanent Loans transition seamlessly into long-term financing once construction is complete—reducing hassle and simplifying the process for homeowners and builders alike.
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What people are saying about us
